Apple Thoughts: Can't Find Insurance for Your iPhone 3G S? Best Buy Has Some

"Those who want added protection for their new iPhone 3G S units on launch day will have the option of queuing up at Best Buy to purchase both Apple's device as well as a rare accident insurance plan, albeit one which may cost almost as much as the phone itself."

At $15.00 USD per month, in one year you would spend $180.00 USD for this insurance. So unless you are a klutz and have a problem hanging onto your iPhone, it might not pencil out for you. The other problem is that you have to buy your iPhone 3G S at Best Buy in order to qualify for the service. But there aren't many options out there for insurance, at least that I have found. You may be able to get some coverage via our renters or homeowners insurance, so I think I would check that out before I spent any money on this plan.